{"id":19,"date":"2026-08-14T09:24:06","date_gmt":"2026-08-14T07:24:06","guid":{"rendered":"https:\/\/afr-la-rochelle.fr\/index.php\/accueil\/"},"modified":"2026-08-14T11:43:40","modified_gmt":"2026-08-14T09:43:40","slug":"accueil","status":"publish","type":"page","link":"https:\/\/afr-la-rochelle.fr\/","title":{"rendered":"Accueil"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"19\" class=\"elementor elementor-19\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f8b4d8 afr-hero elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f8b4d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-59 elementor-top-column elementor-element elementor-element-3109b87\" data-id=\"3109b87\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-023ccfd afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"023ccfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">La Rochelle \u00b7 Aunis \u00b7 Charente-Maritime<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d51319 elementor-widget elementor-widget-heading\" data-id=\"7d51319\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Un vrai conseiller pr\u00e8s de chez vous.<br><em>Pas un algorithme.<\/em><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f47b72 afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"6f47b72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cr\u00e9dit professionnel, immobilier d&rsquo;entreprise, leasing de mat\u00e9riel, tr\u00e9sorerie et affacturage. Je monte votre dossier, je le d\u00e9fends aupr\u00e8s des banques et je vous suis jusqu&rsquo;au d\u00e9blocage des fonds.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f708fcb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f708fcb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3484886\" data-id=\"3484886\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28a0ee1 afr-b-accent elementor-widget elementor-widget-button\" data-id=\"28a0ee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#afr-formulaire\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Je parle de mon projet<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7131301\" data-id=\"7131301\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d8c523 afr-b-fantome elementor-widget elementor-widget-button\" data-id=\"9d8c523\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+33546514480\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">05 46 51 44 80<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-447d135 elementor-widget elementor-widget-html\" data-id=\"447d135\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<ul class=\"afr-badges\"><li><svg viewBox=\"0 0 24 24\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg> \u00c9tude sous 48 h<\/li><li><svg viewBox=\"0 0 24 24\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg> Sans engagement<\/li><li><svg viewBox=\"0 0 24 24\" width=\"16\" height=\"16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg> Un seul interlocuteur<\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-41 elementor-top-column elementor-element elementor-element-7074da4\" data-id=\"7074da4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6300eca elementor-widget elementor-widget-image\" data-id=\"6300eca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/portrait-hero.jpg\" title=\"\" alt=\"St\u00e9phane Duverger, votre conseiller AFR Financement \u00e0 La Rochelle\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e26a6ed afr-carte-conseiller elementor-widget elementor-widget-text-editor\" data-id=\"e26a6ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"nom\">St\u00e9phane Duverger<\/span><span class=\"role\">Votre conseiller \u2014 AFR Financement La Rochelle<\/span><a class=\"tel\" href=\"tel:+33546514480\">05 46 51 44 80<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2153985 afr-section--marine elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2153985\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-251b37f\" data-id=\"251b37f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6a9a65 afr-stat elementor-widget elementor-widget-heading\" data-id=\"c6a9a65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">45+<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0eb212c elementor-widget elementor-widget-text-editor\" data-id=\"0eb212c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>agences AFR Financement partout en France<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-53fe8d3\" data-id=\"53fe8d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38e6b4e afr-stat elementor-widget elementor-widget-heading\" data-id=\"38e6b4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">48 h<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25b1962 elementor-widget elementor-widget-text-editor\" data-id=\"25b1962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>pour un premier retour sur votre demande<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-8d6a5d1\" data-id=\"8d6a5d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6edd8d6 afr-stat elementor-widget elementor-widget-heading\" data-id=\"6edd8d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">0 \u20ac<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eccf45c elementor-widget elementor-widget-text-editor\" data-id=\"eccf45c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>d&rsquo;honoraires tant que le financement n&rsquo;est pas obtenu*<\/p><p>*sauf \u00e9tude sp\u00e9cifique<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b96ee57\" data-id=\"b96ee57\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de24911 afr-stat elementor-widget elementor-widget-heading\" data-id=\"de24911\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2016<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab07b29 elementor-widget elementor-widget-text-editor\" data-id=\"ab07b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>votre conseiller install\u00e9 \u00e0 La Rochelle depuis<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9aa89b3 afr-section--sable elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9aa89b3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d68db12\" data-id=\"d68db12\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2077198 afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"2077198\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Nos expertises<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a22a22b elementor-widget elementor-widget-heading\" data-id=\"a22a22b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quatre familles de financement, un seul interlocuteur<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0fae7f afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"e0fae7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je ne vends pas un produit : je cherche le montage qui pr\u00e9serve votre tr\u00e9sorerie et vos capacit\u00e9s d&#8217;emprunt futures.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5f66c7 elementor-widget elementor-widget-spacer\" data-id=\"c5f66c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-79913a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79913a8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d801a61\" data-id=\"d801a61\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba7daf7 afr-picto elementor-widget elementor-widget-image\" data-id=\"ba7daf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/picto-credit.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cee0b17 elementor-widget elementor-widget-heading\" data-id=\"cee0b17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dit professionnel &amp; immobilier d'entreprise<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80ab7bf elementor-widget elementor-widget-text-editor\" data-id=\"80ab7bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Achat de murs, construction, cr\u00e9ation ou reprise d&rsquo;entreprise, rachat de parts sociales, cr\u00e9dit-bail immobilier, financement de travaux.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e54ce4 afr-checks elementor-widget elementor-widget-text-editor\" data-id=\"3e54ce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Montages de 25 000 \u20ac \u00e0 plusieurs millions d&rsquo;euros<\/li><li>Dur\u00e9es jusqu&rsquo;\u00e0 15 ans (20 ans en cr\u00e9dit-bail immobilier)<\/li><li>Garanties all\u00e9g\u00e9es : Bpifrance, SIAGI, SACCEF\u2026<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ef6d6b elementor-widget elementor-widget-text-editor\" data-id=\"2ef6d6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/afr-la-rochelle.fr\/&quot;credit-professionnel&quot;\/\"><strong>En savoir plus \u2192<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-38ffb3d\" data-id=\"38ffb3d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f15d05c afr-picto elementor-widget elementor-widget-image\" data-id=\"f15d05c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/picto-leasing.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c92e17 elementor-widget elementor-widget-heading\" data-id=\"2c92e17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Leasing &amp; LOA de mat\u00e9riel<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06f30d6 elementor-widget elementor-widget-text-editor\" data-id=\"06f30d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>V\u00e9hicules, engins, machines-outils, \u00e9quipements m\u00e9dicaux, mat\u00e9riel informatique, agencement : financez l&rsquo;usage plut\u00f4t que la propri\u00e9t\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff85ce5 afr-checks elementor-widget elementor-widget-text-editor\" data-id=\"ff85ce5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Aucun apport dans la majorit\u00e9 des dossiers<\/li><li>Loyers d\u00e9ductibles, hors bilan selon le montage<\/li><li>Accords rapides, souvent sous 48 \u00e0 72 h<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fbaab0 elementor-widget elementor-widget-text-editor\" data-id=\"9fbaab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/afr-la-rochelle.fr\/&quot;leasing-materiel&quot;\/\"><strong>En savoir plus \u2192<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a3db515 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a3db515\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a8c53e9\" data-id=\"a8c53e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b41054 afr-picto elementor-widget elementor-widget-image\" data-id=\"5b41054\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/picto-treso.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe3e4c0 elementor-widget elementor-widget-heading\" data-id=\"fe3e4c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tr\u00e9sorerie &amp; affacturage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aa018f elementor-widget elementor-widget-text-editor\" data-id=\"3aa018f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Besoin en fonds de roulement, d\u00e9calages de paiement, saisonnalit\u00e9, croissance rapide : je s\u00e9curise votre cycle d&rsquo;exploitation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e358c6 afr-checks elementor-widget elementor-widget-text-editor\" data-id=\"4e358c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Affacturage classique, confidentiel ou ponctuel<\/li><li>Cession Dailly, escompte, cr\u00e9ances publiques<\/li><li>Cr\u00e9dit de tr\u00e9sorerie, d\u00e9couvert n\u00e9goci\u00e9<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4e3637 elementor-widget elementor-widget-text-editor\" data-id=\"e4e3637\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/afr-la-rochelle.fr\/&quot;tresorerie-affacturage&quot;\/\"><strong>En savoir plus \u2192<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e1e08e7\" data-id=\"e1e08e7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0d671a afr-picto elementor-widget elementor-widget-image\" data-id=\"e0d671a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/picto-courtage.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c3092f elementor-widget elementor-widget-heading\" data-id=\"0c3092f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Courtage global &amp; ren\u00e9gociation<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dc7f0f elementor-widget elementor-widget-text-editor\" data-id=\"2dc7f0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un seul dossier, toutes les pistes explor\u00e9es : bancaire classique, organismes sp\u00e9cialis\u00e9s, financement participatif, dette priv\u00e9e, aides r\u00e9gionales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cb96f6 afr-checks elementor-widget elementor-widget-text-editor\" data-id=\"2cb96f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Ren\u00e9gociation et regroupement d&rsquo;encours<\/li><li>Audit des assurances emprunteur et des garanties<\/li><li>Optimisation du couple dur\u00e9e \/ mensualit\u00e9<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93fc656 elementor-widget elementor-widget-text-editor\" data-id=\"93fc656\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/afr-la-rochelle.fr\/&quot;courtage-global&quot;\/\"><strong>En savoir plus \u2192<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a8386d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8386d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5b994d1\" data-id=\"5b994d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19f403c afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"19f403c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Premi\u00e8re estimation<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6e4d3c elementor-widget elementor-widget-heading\" data-id=\"e6e4d3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Combien cela va-t-il vous co\u00fbter par mois ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12c5489 afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"12c5489\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Faites glisser les curseurs pour situer votre projet. Aucune coordonn\u00e9e \u00e0 saisir, aucun engagement \u2014 juste un ordre de grandeur pour savoir si le montage tient debout.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50759a5 afr-checks elementor-widget elementor-widget-text-editor\" data-id=\"50759a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Calcul \u00e0 \u00e9ch\u00e9ances constantes, hors assurance et frais<\/li><li>Le montant se reporte automatiquement dans le formulaire<\/li><li>Pour un chiffrage r\u00e9el, je consulte plusieurs partenaires<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d801b98\" data-id=\"d801b98\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed3abd0 elementor-widget elementor-widget-shortcode\" data-id=\"ed3abd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t<div class=\"afr-sim\" id=\"afr-simulateur\">\n\t\t<p class=\"afr-sim__titre\">Simulez votre mensualit\u00e9<\/p>\n\t\t\t\t\t<p class=\"afr-sim__hint\">Estimation imm\u00e9diate, sans saisie de coordonn\u00e9es.<\/p>\n\t\t\n\t\t<div class=\"afr-champ\">\n\t\t\t<label for=\"afr-sim-montant\">Montant \u00e0 financer\n\t\t\t\t<span class=\"afr-val\" id=\"afr-out-montant\">\u2014<\/span><\/label>\n\t\t\t<input type=\"range\" id=\"afr-sim-montant\" min=\"5000\" max=\"1500000\" step=\"5000\"\n\t\t\t\tvalue=\"150000\">\n\t\t<\/div>\n\n\t\t<div class=\"afr-champ\">\n\t\t\t<label for=\"afr-sim-duree\">Dur\u00e9e\n\t\t\t\t<span class=\"afr-val\" id=\"afr-out-duree\">\u2014<\/span><\/label>\n\t\t\t<input type=\"range\" id=\"afr-sim-duree\" min=\"12\" max=\"180\" step=\"12\"\n\t\t\t\tvalue=\"84\">\n\t\t<\/div>\n\n\t\t<div class=\"afr-champ\">\n\t\t\t<label for=\"afr-sim-taux\">Taux nominal annuel\n\t\t\t\t<span class=\"afr-val\" id=\"afr-out-taux\">\u2014<\/span><\/label>\n\t\t\t<input type=\"range\" id=\"afr-sim-taux\" min=\"1\" max=\"10\" step=\"0.05\"\n\t\t\t\tvalue=\"4.2\">\n\t\t<\/div>\n\n\t\t<div class=\"afr-sim__res\">\n\t\t\t<div class=\"k\">Mensualit\u00e9 estim\u00e9e<\/div>\n\t\t\t<div class=\"v\" id=\"afr-out-mensualite\">\u2014<span> \/ mois<\/span><\/div>\n\t\t\t<div class=\"afr-sim__detail\">\n\t\t\t\t<span>Co\u00fbt des int\u00e9r\u00eats<b id=\"afr-out-cout\">\u2014<\/b><\/span>\n\t\t\t\t<span>Total rembours\u00e9<b id=\"afr-out-total\">\u2014<\/b><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<a class=\"afr-btn afr-btn--marine afr-btn--bloc\" id=\"afr-sim-cta\"\n\t\t\thref=\"#afr-formulaire\">Je fais chiffrer ce projet<\/a>\n\n\t\t<p class=\"legal-note\" style=\"margin:12px 0 0\">\n\t\t\tSimulation indicative hors assurance, frais de dossier et garanties. Calcul \u00e0\n\t\t\t\u00e9ch\u00e9ances constantes. Elle ne constitue ni une offre de cr\u00e9dit, ni un engagement\n\t\t\tde financement. Un cr\u00e9dit vous engage et doit \u00eatre rembours\u00e9.\n\t\t<\/p>\n\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5779aad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5779aad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e25531c\" data-id=\"e25531c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3c8d1e afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"c3c8d1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u00c0 qui je m'adresse<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c322870 elementor-widget elementor-widget-heading\" data-id=\"c322870\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un courtier qui conna\u00eet le tissu \u00e9conomique rochelais<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec6af98 afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"ec6af98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>J&rsquo;accompagne les dirigeants du bassin de La Rochelle \u00e0 chaque \u00e9tape : cr\u00e9ation, d\u00e9veloppement, investissement, transmission.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3ac0c2 elementor-widget elementor-widget-spacer\" data-id=\"f3ac0c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-037d12a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"037d12a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33.33 elementor-top-column elementor-element elementor-element-01d455b\" data-id=\"01d455b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04a9702 afr-picto elementor-widget elementor-widget-image\" data-id=\"04a9702\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/picto-tpe.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a292fa elementor-widget elementor-widget-heading\" data-id=\"2a292fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">TPE, artisans &amp; commer\u00e7ants<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af4bb00 elementor-widget elementor-widget-text-editor\" data-id=\"af4bb00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Reprise de fonds de commerce, am\u00e9nagement de local, v\u00e9hicule utilitaire, outillage, stock de d\u00e9part. Des dossiers de 10 000 \u20ac \u00e0 500 000 \u20ac d\u00e9fendus aupr\u00e8s des bons interlocuteurs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.33 elementor-top-column elementor-element elementor-element-451c897\" data-id=\"451c897\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a1f3d1 afr-picto elementor-widget elementor-widget-image\" data-id=\"4a1f3d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/picto-sante.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-460d312 elementor-widget elementor-widget-heading\" data-id=\"460d312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Professions lib\u00e9rales &amp; sant\u00e9<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c514175 elementor-widget elementor-widget-text-editor\" data-id=\"c514175\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Installation, rachat de patient\u00e8le ou de client\u00e8le, parts de SEL ou de SCM, plateau technique, murs professionnels. Je ma\u00eetrise les sch\u00e9mas propres aux professions r\u00e9glement\u00e9es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33.33 elementor-top-column elementor-element elementor-element-30d7fd6\" data-id=\"30d7fd6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f295746 afr-picto elementor-widget elementor-widget-image\" data-id=\"f295746\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/picto-nautisme.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61c923e elementor-widget elementor-widget-heading\" data-id=\"61c923e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">CHR, tourisme &amp; nautisme<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a96f869 elementor-widget elementor-widget-text-editor\" data-id=\"a96f869\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>H\u00f4tellerie-restauration, activit\u00e9s saisonni\u00e8res, chantiers et services nautiques : des besoins cycliques que les banques comprennent mal. Je construis un dossier qui int\u00e8gre la saisonnalit\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15ea149 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15ea149\" data-element_type=\"section\" data-e-type=\"section\" id=\"methode\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d55ca00\" data-id=\"d55ca00\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d71e4b afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"8d71e4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Ma m\u00e9thode<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69bb593 elementor-widget elementor-widget-heading\" data-id=\"69bb593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">De la premi\u00e8re prise de contact \u00e0 la mise \u00e0 disposition des fonds<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-040f77b afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"040f77b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un process cadr\u00e9, des d\u00e9lais annonc\u00e9s, et vous n&rsquo;avancez rien tant que le financement n&rsquo;est pas obtenu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1b16f9 elementor-widget elementor-widget-spacer\" data-id=\"c1b16f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a6ea64a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6ea64a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-470a105\" data-id=\"470a105\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eeb34bd elementor-widget elementor-widget-heading\" data-id=\"eeb34bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9change de cadrage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26afd70 elementor-widget elementor-widget-text-editor\" data-id=\"26afd70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>20 minutes au t\u00e9l\u00e9phone ou dans vos locaux pour comprendre le projet, le calendrier et vos contraintes. Gratuit et sans engagement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-dfff07d\" data-id=\"dfff07d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f30d711 elementor-widget elementor-widget-heading\" data-id=\"f30d711\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Analyse &amp; strat\u00e9gie<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed31381 elementor-widget elementor-widget-text-editor\" data-id=\"ed31381\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c9tude de vos bilans et de votre pr\u00e9visionnel, identification des points de blocage, choix du montage et des partenaires \u00e0 solliciter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-90b6f71\" data-id=\"90b6f71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f231ea elementor-widget elementor-widget-heading\" data-id=\"4f231ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mise en concurrence<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c3275 elementor-widget elementor-widget-text-editor\" data-id=\"13c3275\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je pr\u00e9sente et d\u00e9fends votre dossier aupr\u00e8s de plusieurs \u00e9tablissements en parall\u00e8le, puis je n\u00e9gocie taux, garanties et frais.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-34ace20\" data-id=\"34ace20\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2212481 elementor-widget elementor-widget-heading\" data-id=\"2212481\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Accord &amp; d\u00e9blocage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84ed1c5 elementor-widget elementor-widget-text-editor\" data-id=\"84ed1c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Comparatif clair des offres, aide \u00e0 l&rsquo;arbitrage, suivi des conditions suspensives jusqu&rsquo;au d\u00e9blocage des fonds.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-f43dfcb elementor-widget elementor-widget-spacer\" data-id=\"f43dfcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0b8ceee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b8ceee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60a6175\" data-id=\"60a6175\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f7c2348 afr-b-contour elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f7c2348\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/[afr_url%20slug=notre-methode]\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Voir ma m\u00e9thode en d\u00e9tail<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d5c071 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d5c071\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-38 elementor-top-column elementor-element elementor-element-ffab43d\" data-id=\"ffab43d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41cdb5b elementor-widget elementor-widget-image\" data-id=\"41cdb5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/afr-la-rochelle.fr\/wp-content\/plugins\/afr-outils\/assets\/img\/conseiller-agence.jpg\" title=\"\" alt=\"St\u00e9phane Duverger dans les locaux d&apos;AFR Financement La Rochelle\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-62 elementor-top-column elementor-element elementor-element-cd6a41f\" data-id=\"cd6a41f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21ac2f2 afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"21ac2f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Votre interlocuteur<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f159a6e elementor-widget elementor-widget-heading\" data-id=\"f159a6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vous saurez toujours \u00e0 qui vous parlez<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28b5b36 elementor-widget elementor-widget-text-editor\" data-id=\"28b5b36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je suis install\u00e9 \u00e0 La Rochelle depuis 2016 et j&rsquo;exerce sous le nom commercial AFR Financement La Rochelle, au sein de la soci\u00e9t\u00e9 Diapason Solutions. Courtier en financement professionnel, conseiller en investissement financier et interm\u00e9diaire en assurance \u2014 trois casquettes qui me permettent de regarder votre projet dans son ensemble, pas seulement le taux.<\/p><p>Concr\u00e8tement : c&rsquo;est moi qui prends votre appel, moi qui analyse vos bilans, moi qui d\u00e9fends votre dossier en comit\u00e9. Vous ne serez jamais renvoy\u00e9 vers une plateforme ni vers un num\u00e9ro partag\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-033e414 afr-citation elementor-widget elementor-widget-text-editor\" data-id=\"033e414\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00ab Un dossier de financement ne se r\u00e9sume pas \u00e0 un taux. Ce qui compte, c&rsquo;est la dur\u00e9e, les garanties que vous engagez et ce qu&rsquo;il reste dans votre tr\u00e9sorerie \u00e0 la fin du mois. C&rsquo;est l\u00e0 que je suis utile. \u00bb<cite>St\u00e9phane Duverger \u2014 ORIAS n\u00b0 16006663<\/cite><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-972ec45 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"972ec45\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7c9dfff\" data-id=\"7c9dfff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76a1621 afr-b-accent elementor-widget elementor-widget-button\" data-id=\"76a1621\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/[afr_url%20slug=contact]\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Je prends contact<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d5b8420\" data-id=\"d5b8420\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da9b073 afr-b-contour elementor-widget elementor-widget-button\" data-id=\"da9b073\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+33546514480\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">05 46 51 44 80<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d30135 afr-section--sable elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d30135\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-58 elementor-top-column elementor-element elementor-element-0ac2e4b\" data-id=\"0ac2e4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5773649 afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"5773649\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Pourquoi passer par un courtier<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19285df elementor-widget elementor-widget-heading\" data-id=\"19285df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Votre banque vous propose sa solution. Je cherche la v\u00f4tre.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5e68fb afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"f5e68fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un dirigeant qui consulte seul obtient en moyenne une ou deux propositions, souvent aupr\u00e8s d&rsquo;\u00e9tablissements o\u00f9 il est d\u00e9j\u00e0 engag\u00e9. Mon m\u00e9tier consiste \u00e0 \u00e9largir le terrain de jeu et \u00e0 parler le langage des comit\u00e9s de cr\u00e9dit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccd90c2 afr-checks elementor-widget elementor-widget-text-editor\" data-id=\"ccd90c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Gain de temps r\u00e9el<\/strong> \u2014 un dossier mont\u00e9 une fois, pr\u00e9sent\u00e9 partout.<\/li><li><strong>Effet volume<\/strong> \u2014 j&rsquo;apporte du flux \u00e0 mes partenaires, ce qui p\u00e8se sur les conditions.<\/li><li><strong>Traduction du projet<\/strong> \u2014 un dossier lisible par un analyste risque, pas un business plan.<\/li><li><strong>Neutralit\u00e9<\/strong> \u2014 je compare, vous d\u00e9cidez, aucun \u00e9tablissement ne me d\u00e9tient.<\/li><li><strong>Proximit\u00e9<\/strong> \u2014 un conseiller bas\u00e9 \u00e0 La Rochelle, joignable directement.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e7248f afr-b-marine elementor-widget elementor-widget-button\" data-id=\"0e7248f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#afr-formulaire\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Je fais \u00e9tudier mon dossier<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-42 elementor-top-column elementor-element elementor-element-dbf299f\" data-id=\"dbf299f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ca25a1 elementor-widget elementor-widget-heading\" data-id=\"8ca25a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ce dont j'ai besoin pour d\u00e9marrer<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60be987 elementor-widget elementor-widget-text-editor\" data-id=\"60be987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Rien d&rsquo;inaccessible \u2014 la plupart des dirigeants ont d\u00e9j\u00e0 tout sous la main :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d2417f afr-checks elementor-widget elementor-widget-text-editor\" data-id=\"5d2417f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Les deux ou trois derniers bilans (ou le pr\u00e9visionnel si vous cr\u00e9ez)<\/li><li>La situation comptable la plus r\u00e9cente<\/li><li>Le d\u00e9tail du projet et son montant<\/li><li>Vos encours bancaires en cours<\/li><li>Un extrait Kbis de moins de trois mois<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1133934 elementor-widget elementor-widget-text-editor\" data-id=\"1133934\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Vous cr\u00e9ez votre activit\u00e9 ?<\/strong> Je vous aide \u00e0 construire le pr\u00e9visionnel et le plan de financement avant m\u00eame de solliciter les banques.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e1a7beb afr-section--sable elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e1a7beb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bb121a6\" data-id=\"bb121a6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-96e86aa afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"96e86aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quentes<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6888372 elementor-widget elementor-widget-heading\" data-id=\"6888372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ce que les dirigeants me demandent le plus souvent<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7882f56 elementor-widget elementor-widget-spacer\" data-id=\"7882f56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-567ef29 afr-faq elementor-widget elementor-widget-accordion\" data-id=\"567ef29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9061\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-9061\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Combien co\u00fbtent vos services ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9061\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-9061\"><p>Ma r\u00e9mun\u00e9ration prend la forme d&rsquo;honoraires de courtage, exprim\u00e9s en pourcentage du montant financ\u00e9 et communiqu\u00e9s par \u00e9crit avant tout engagement, dans un mandat de recherche de capitaux. Ils ne sont dus qu&rsquo;en cas de succ\u00e8s, apr\u00e8s obtention de l&rsquo;accord et d\u00e9blocage des fonds. Aucun frais au d\u00e9marrage ni pendant l&rsquo;\u00e9tude.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9062\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-9062\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quel est le d\u00e9lai pour obtenir une r\u00e9ponse ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9062\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-9062\"><p>Je reviens vers vous sous 24 heures ouvr\u00e9es. Sur un dossier complet, une r\u00e9ponse de principe intervient g\u00e9n\u00e9ralement sous 48 \u00e0 72 heures en leasing de mat\u00e9riel, et sous une \u00e0 trois semaines pour un cr\u00e9dit professionnel ou un dossier immobilier n\u00e9cessitant le passage en comit\u00e9.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9063\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-9063\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ma banque m'a d\u00e9j\u00e0 refus\u00e9. Cela vaut-il encore le coup ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9063\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-9063\"><p>Souvent, oui. Un refus refl\u00e8te la politique de risque d&rsquo;un \u00e9tablissement \u00e0 un instant donn\u00e9, sa perception d&rsquo;un secteur ou une pi\u00e8ce mal pr\u00e9sent\u00e9e \u2014 pas n\u00e9cessairement la qualit\u00e9 de votre projet. J&rsquo;analyse d&rsquo;abord le motif, je corrige ce qui peut l&rsquo;\u00eatre, puis j&rsquo;oriente le dossier vers des partenaires dont les crit\u00e8res correspondent r\u00e9ellement \u00e0 votre profil.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9064\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-9064\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Faut-il obligatoirement un apport ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9064\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-9064\"><p>Cela d\u00e9pend du financement. En leasing ou LOA de mat\u00e9riel, un financement \u00e0 100 % est courant. Pour une reprise d&rsquo;entreprise ou de fonds de commerce, les \u00e9tablissements attendent g\u00e9n\u00e9ralement 20 \u00e0 30 % d&rsquo;apport. Des dispositifs de garantie comme Bpifrance ou la SIAGI permettent parfois d&rsquo;all\u00e9ger cette exigence.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9065\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-9065\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Travaillez-vous avec les entreprises r\u00e9cemment cr\u00e9\u00e9es ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9065\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-9065\"><p>Oui. Sans historique de bilans, le dossier repose sur la qualit\u00e9 du pr\u00e9visionnel, votre exp\u00e9rience, l&rsquo;apport et les garanties mobilisables. Je vous aide \u00e0 construire cet argumentaire avant de solliciter les partenaires.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-9066\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-9066\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Mes informations sont-elles confidentielles ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-9066\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-9066\"><p>Oui. Vos documents ne sont transmis qu&rsquo;aux \u00e9tablissements que vous m&rsquo;autorisez \u00e0 solliciter, dans le cadre du mandat sign\u00e9. Ils ne sont ni revendus, ni communiqu\u00e9s \u00e0 des tiers \u00e0 des fins commerciales.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75a6291 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75a6291\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d1a049\" data-id=\"2d1a049\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9adab23 afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"9adab23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Zone d'intervention<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99c6487 elementor-widget elementor-widget-heading\" data-id=\"99c6487\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La Rochelle et toute la Charente-Maritime<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d318d13 afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"d318d13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je me d\u00e9place dans vos locaux sur l&rsquo;ensemble de l&rsquo;agglom\u00e9ration rochelaise et du d\u00e9partement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f27cf2 elementor-widget elementor-widget-spacer\" data-id=\"3f27cf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d68a80 afr-tags elementor-widget elementor-widget-text-editor\" data-id=\"3d68a80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>La Rochelle<\/li><li>P\u00e9rigny<\/li><li>Puilboreau<\/li><li>Lagord<\/li><li>Aytr\u00e9<\/li><li>Angoulins<\/li><li>Ch\u00e2telaillon-Plage<\/li><li>Nieul-sur-Mer<\/li><li>Dompierre-sur-Mer<\/li><li>Saint-Xandre<\/li><li>Marans<\/li><li>Surg\u00e8res<\/li><li>Rochefort<\/li><li>\u00cele de R\u00e9<\/li><li>\u00cele d&rsquo;Ol\u00e9ron<\/li><li>Saintes<\/li><li>Royan<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ef460e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ef460e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-21fd252\" data-id=\"21fd252\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b538e2d afr-eyebrow elementor-widget elementor-widget-heading\" data-id=\"b538e2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u00c9tude offerte<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc6965a elementor-widget elementor-widget-heading\" data-id=\"cc6965a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e9crivez votre projet, je reviens vers vous sous 24 h<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18ac61a afr-lead elementor-widget elementor-widget-text-editor\" data-id=\"18ac61a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>R\u00e9ponse d&rsquo;un conseiller bas\u00e9 \u00e0 La Rochelle. Sans engagement, et sans que votre demande soit diffus\u00e9e \u00e0 un r\u00e9seau d&rsquo;annonceurs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4248254 elementor-widget elementor-widget-spacer\" data-id=\"4248254\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ff98d56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff98d56\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-037a2be\" data-id=\"037a2be\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b65cef elementor-widget elementor-widget-shortcode\" data-id=\"5b65cef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t<div class=\"afr-form-wrap\" id=\"afr-formulaire\">\n\t\t\t\t<form id=\"afr-form\" action=\"https:\/\/afr-la-rochelle.fr\/wp-admin\/admin-post.php\" method=\"post\">\n\t\t\t<input type=\"hidden\" name=\"action\" value=\"afr_lead\">\n\t\t\t<input type=\"hidden\" name=\"afr_source\" value=\"Accueil\">\n\t\t\t<input type=\"hidden\" name=\"afr_retour\" value=\"https:\/\/afr-la-rochelle.fr\/\">\n\t\t\t<input type=\"hidden\" id=\"afr_nonce\" name=\"afr_nonce\" value=\"ff29dc86cd\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/index.php\/wp-json\/wp\/v2\/pages\/19\" \/>\n\t\t\t<div class=\"afr-hp\" aria-hidden=\"true\">\n\t\t\t\t<label for=\"afr_societe_web\">Ne pas remplir<\/label>\n\t\t\t\t<input type=\"text\" id=\"afr_societe_web\" name=\"afr_societe_web\" tabindex=\"-1\" autocomplete=\"off\">\n\t\t\t<\/div>\n\n\t\t\t<div class=\"afr-form-grid\">\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_prenom\">Pr\u00e9nom <span class=\"afr-req\">*<\/span><\/label>\n\t\t\t\t\t<input type=\"text\" id=\"afr_prenom\" name=\"afr_prenom\" required autocomplete=\"given-name\" value=\"\"><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_nom\">Nom <span class=\"afr-req\">*<\/span><\/label>\n\t\t\t\t\t<input type=\"text\" id=\"afr_nom\" name=\"afr_nom\" required autocomplete=\"family-name\" value=\"\"><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_email\">E-mail professionnel <span class=\"afr-req\">*<\/span><\/label>\n\t\t\t\t\t<input type=\"email\" id=\"afr_email\" name=\"afr_email\" required autocomplete=\"email\" value=\"\"><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_telephone\">T\u00e9l\u00e9phone <span class=\"afr-req\">*<\/span><\/label>\n\t\t\t\t\t<input type=\"tel\" id=\"afr_telephone\" name=\"afr_telephone\" required autocomplete=\"tel\" placeholder=\"06 12 34 56 78\" value=\"\"><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_entreprise\">Entreprise<\/label>\n\t\t\t\t\t<input type=\"text\" id=\"afr_entreprise\" name=\"afr_entreprise\" autocomplete=\"organization\" value=\"\"><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_ville\">Ville<\/label>\n\t\t\t\t\t<input type=\"text\" id=\"afr_ville\" name=\"afr_ville\" placeholder=\"La Rochelle\" autocomplete=\"address-level2\" value=\"\"><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_besoin\">Type de financement <span class=\"afr-req\">*<\/span><\/label>\n\t\t\t\t\t<select id=\"afr_besoin\" name=\"afr_besoin\" required>\n\t\t\t\t\t\t<option value=\"\">\u2014 S\u00e9lectionnez \u2014<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Cr\u00e9dit professionnel<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Immobilier d\u2019entreprise \/ murs<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Cr\u00e9ation ou reprise d\u2019entreprise<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Leasing \/ LOA de mat\u00e9riel<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>V\u00e9hicule professionnel<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Tr\u00e9sorerie \/ fonds de roulement<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Affacturage<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Ren\u00e9gociation d\u2019encours<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Je ne sais pas encore<\/option>\n\t\t\t\t\t\t\t\t\t\t\t<\/select><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_montant\">Montant recherch\u00e9 (\u20ac)<\/label>\n\t\t\t\t\t<input type=\"number\" id=\"afr_montant\" name=\"afr_montant\" min=\"0\" step=\"1000\" placeholder=\"150000\" value=\"\"><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_anciennete\">Anciennet\u00e9 de l\u2019entreprise<\/label>\n\t\t\t\t\t<select id=\"afr_anciennete\" name=\"afr_anciennete\">\n\t\t\t\t\t\t<option value=\"\">\u2014 S\u00e9lectionnez \u2014<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Projet de cr\u00e9ation<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Moins de 1 an<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>1 \u00e0 3 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Plus de 3 ans<\/option>\n\t\t\t\t\t\t\t\t\t\t\t<\/select><\/p>\n\n\t\t\t\t<p class=\"afr-champ\"><label for=\"afr_echeance\">\u00c9ch\u00e9ance du projet<\/label>\n\t\t\t\t\t<select id=\"afr_echeance\" name=\"afr_echeance\">\n\t\t\t\t\t\t<option value=\"\">\u2014 S\u00e9lectionnez \u2014<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Urgent (moins de 1 mois)<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>1 \u00e0 3 mois<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>3 \u00e0 6 mois<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option>Simple prise d\u2019informations<\/option>\n\t\t\t\t\t\t\t\t\t\t\t<\/select><\/p>\n\n\t\t\t\t<p class=\"afr-champ afr-full\"><label for=\"afr_message\">Votre projet en quelques lignes<\/label>\n\t\t\t\t\t<textarea id=\"afr_message\" name=\"afr_message\" placeholder=\"Activit\u00e9, nature de l\u2019investissement, apport disponible, banque actuelle\u2026\"><\/textarea><\/p>\n\t\t\t<\/div>\n\n\t\t\t<label class=\"afr-consent\">\n\t\t\t\t<input type=\"checkbox\" name=\"afr_consentement\" value=\"1\" required>\n\t\t\t\t<span>J\u2019accepte que mes donn\u00e9es soient utilis\u00e9es pour \u00eatre recontact\u00e9 au sujet de ma demande de financement, conform\u00e9ment \u00e0 la <a href=\"https:\/\/afr-la-rochelle.fr\/index.php\/confidentialite\/\">politique de confidentialit\u00e9<\/a>. <span class=\"afr-req\">*<\/span><\/span>\n\t\t\t<\/label>\n\n\t\t\t<button type=\"submit\" class=\"afr-btn afr-btn--accent afr-btn--grand afr-btn--bloc\">Envoyer ma demande<\/button>\n\n\t\t\t<p class=\"legal-note\" style=\"text-align:center;margin-top:12px\">\n\t\t\t\tR\u00e9ponse sous 48 h ouvr\u00e9es. Aucune donn\u00e9e revendue \u00e0 des tiers.\n\t\t\t\tUn cr\u00e9dit vous engage et doit \u00eatre rembours\u00e9. V\u00e9rifiez vos capacit\u00e9s de\n\t\t\t\tremboursement avant de vous engager.\n\t\t\t<\/p>\n\t\t<\/form>\n\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f347e84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f347e84\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d609e32\" data-id=\"d609e32\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-af93677 afr-cta elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"af93677\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d284611\" data-id=\"d284611\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dbbf1e9 elementor-widget elementor-widget-heading\" data-id=\"dbbf1e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vous pr\u00e9f\u00e9rez en parler de vive voix ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad29118 elementor-widget elementor-widget-text-editor\" data-id=\"ad29118\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Appelez-moi directement. Un premier \u00e9change de 20 minutes suffit le plus souvent pour savoir si votre projet est finan\u00e7able et \u00e0 quelles conditions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5f9ea92 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f9ea92\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ce57430\" data-id=\"ce57430\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9cc529 afr-b-accent elementor-align-right elementor-widget elementor-widget-button\" data-id=\"c9cc529\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+33546514480\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">05 46 51 44 80<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d8cf827\" data-id=\"d8cf827\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67fd03b afr-b-fantome elementor-align-left elementor-widget elementor-widget-button\" data-id=\"67fd03b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:la-rochelle@afrfinancement.fr\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">la-rochelle@afrfinancement.fr<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La Rochelle \u00b7 Aunis \u00b7 Charente-Maritime Un vrai conseiller pr\u00e8s de chez vous.Pas un algorithme. Cr\u00e9dit professionnel, immobilier d&rsquo;entreprise, leasing de mat\u00e9riel, tr\u00e9sorerie et affacturage. Je monte votre dossier, je le d\u00e9fends aupr\u00e8s des banques et je vous suis jusqu&rsquo;au d\u00e9blocage des fonds. Je parle de mon projet 05 46 51 44 80 \u00c9tude sous [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-19","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/pages\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":4,"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/pages\/19\/revisions"}],"predecessor-version":[{"id":100,"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/pages\/19\/revisions\/100"}],"wp:attachment":[{"href":"https:\/\/afr-la-rochelle.fr\/index.php\/wp-json\/wp\/v2\/media?parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}